Sarah Palin is allowed first dibs on Alaskan wolfpack kills.
Wednesday - August 11, 2004
Is the State Right or Wrong?
Here's a chance for more of you to sound off.I'll be right up front: as far as I am concerned, I see nothing wrong with what the state did in these cases. Call me crazy but......... Anyway, here goes:
You've all heard of forfeiture by foreclosure for not paying taxes, right? Well, some people in NY are pissed off that the state not only took their property but when they sold it, made money on it! BOO HOO!!!
Before you get all hot and bothered, read the article carefully. You'll see the state INITIATES these actions after 3 (THREE) years of non-payment. They then send registered letters and for the next 2 years allow the homeowner to make restitution. Then, and only then, after those 2 MORE YEARS, is the home sold.
Some of you may still be upset at this and think the state should not foreclose but read to see how many people BOUGHT their homes back at the foreclosure auction!
So let me see if I understand this. For all those years they did not have 10 or 20 or 30 thousand dollars in fees, taxes, penalties but all of a sudden they were able to get their hands on several HUNDRED thousand dollars seemingly all at once?
BULLSHIT!!!!
To add insult to injury, activist groups want the state to provide counseling and "safety nets" for the delinquent homeowners. WHAT?!?! So now we give assistance to people who are capable enough to have bought a house but are deemed incapable of keeping it? And we reward this bad behavior with "rights groups" demanding training and counseling? FUCK 'EM!
Yep, there will be a few that slip through the cracks but you know, life is not fair. Maybe reading something like this will cause people to become a bit closer to their families and watch over grandma and grandpa to make sure they are OK.
One last thing: a lot of times these houses are sold and make a huge profit and have lots of equity built into them. The foreclosed owners are crying that they deserve that money. I do not think so. But if it were up to me, I would peg the value of the home at what it was worth the first year they failed to make payments with anything above and beyond that going to the state PLUS the homeowner not only pays the fines, fees, penalties, back taxes, etc. but would also be on the hook for state and county expenses in selling the home. PLUS I would place a hold on any disbursed monies to the homeowner contingent on the outcome of a report detailing whether these people owed anyone else any money (credit cards, auto loans, etc.) If they owed anyone ANYTHING, those bills get paid first to preclude the owner from filing for bankruptcy immediately afterwards and skipping out on payments.
Think about it: you live in an area where the home is worth $150000 today and you have $5,000 in equity in it. You then stop paying taxes. Following current established procedures, the state can't sell it for 5.5 years from today. In the meantime, a boom takes place and your house goes up to $400,000 in value (it's not unusual and is happening in Florida right now)
So explain to me why should you pocket almost $200,000 (after fines, etc.) just because you're a fuck-up?
Posted by Ranting Right Wing Howler
on 08/11/2004 at 01:31 PM
Filed Under: • Miscellaneous •
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