My dental insurance company kicked my disabled son from my policy. I called and I explained that he is on our Medical insurance until he is 65 and that he will never get a job that will provide benefits or be able to live on his own. So she said she would ask and called back later - yes he can stay on the policy. After his birthday - I was informed that NO he could not stay on the policy, but that I could file an appeal. Two appeals, two letters, several phone calls and 6 contacts on the website - absolutely nothing in regard to the appeal, no application for him to apply for a policy on his own. Nothing. May to October.
So I applied to another Dental Insurance company - he was suppose to have insurance starting this month - but no formal application, no charge taken from his account and no acknowledgement of the online application at all.
Years of paying on and on - month after month (and this year we have not made a single claim) but under Obamacare - it’s ok to treat you like crap - and get away with it.