Digital camera? sounds like you need a .44 magnum. We used to carry them for bear protection in the allegheny national forest when we were deer hunting. A single shot flintlock is no protection from a bear. As my buddy the guide was fond of saying 5 shots are for the bear, the 6th is for me!
Nah, he warn’t no problem. Just grubbing about, like a giant raccoon. Didn’t even look my way. Besides, a .44 doesn’t penetrate enough to make me confident. A .35 Whelen, a 9.63 Mauser, a .338 Win Mag.; that’s more my kind of ticket. 250-300 grains, huge sectional density, in one end and out the other.
No one will admit that bears in suburbia are a problem, even large bears. Until somebody’s kid gets eaten. And all bets are off then if there’s a garbage can or a bird feeder anywhere nearby. So we just muddle through but keep our eyes open.
Depends - humanized bb can be trouble - much like raccoons and squirrels - because they become dependent upon humans. Otherwise, they are the least worrisome of the bears. We had one come up on our stairs but hey, that was 1960s Montana. My Dad also had no problem purchasing a finished black bear skin after someone illegally shot one and left it behind.
I too get surprised when I encounter wildlife in the most unexpected places - but according to the tree huggers - it’s their planet - not ours.